2603 S. Francis, Port Angeles, WA 98362 Phone (360) 452-7631 / FAX (360) 457-7001 email info@hacc-housing.org
Home Housing Information Properties Section 8 Housing FSS Program Mutual Self-Help Housing Home Ownership Programs Contact Us Community Links Security Deposit Assistance	Mutual Self-Help Housing The Mutual Self-Help Housing Program is a USDA/Rural Development program sponsored by the Housing Authority of the County of Clallam (HACC). The program helps low-income participants achieve the dream of homeownership through "sweat equity." Eight to ten participants work together as a group under the supervision of a construction supervisor to build their homes, contributing at least 65% of the labor. The program takes about 10 to 12 months and the participants complete their homes simultaneously; no one moves in until all the homes in the group are completed. The labor acts as the down payment. To participate in the Mutual Self-Help Program you must be willing to set aside your spare time for approximately 10-12 months.  Participants are required to contribute a minimum of 32 hours per week.  Family and friends that are willing to work on a participant’s behalf can contribute a portion of the labor. Qualified families are eligible to receive a reduced interest rate that will keep monthly mortgage payments affordable. Eligible applicants are those who do not currently own a home, meet USDA Rural Development requirements: including good credit, allowable debts and whose income does not exceed the applicable income limits. If you are interested in learning more about this program, or if you or a group would like to volunteer in our Mutual Self-Help Program by helping our participants build their homes, please contact our office. Please make an appointment and bring Your Housing Counseling Intake Form in with you. Do not submit Your Housing Counseling Form until you come in for your appointment. Housing Counseling Intake Form in MS Word Form Housing Counseling Intake Form in Adobe (PDF)
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